Independent UK money guides & free tools
EDITORIAL POLICY

Editorial Policy

How we research, write and review money information.

We separate educational content from commercial relationships. Important changing facts are checked against authoritative sources such as GOV.UK, HMRC, the FCA, MoneyHelper, FSCS and established free debt-advice organisations as appropriate. AI can assist drafting and checking, but it is not treated as the source of truth. Time-sensitive pages show a review/check date.

Commercial relationships

If content is paid for, sponsored or contains an affiliate relationship, we aim to identify that clearly where the commercial content appears. Commercial arrangements do not change our aim to explain important catches and alternatives.

Last reviewed: 24 September 2026