Before buying, decide whether the item replaces something or simply adds another cost.
Quick action: 1 minute · Habit
Why it can help
This question can make duplicate or low-use purchases easier to spot.
How to try it
If it replaces something, decide what will happen to the old item. If it adds something new, ask where it will be used and stored.
Things to consider
The goal is not to avoid spending; it is to make deliberate purchases that earn their place in your budget.