Independent UK money guides & free tools
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Set a weekly flexible-spending limit

Choose a realistic amount for non-essential flexible spending and check it during the week.

Choose a realistic amount for non-essential flexible spending and check it during the week.

Quick action: 5 minutes · Recurring

Why it can help

A weekly number can be easier to use than a vague intention to “spend less”.

How to try it

Look at what is genuinely available after essentials and commitments, then choose a flexible amount you can live with.

Things to consider

An unrealistic limit tends to fail. Adjust it rather than treating one overspend as a reason to abandon the plan.

Last reviewed: 24 September 2026