Give a non-essential purchase a day before deciding.
Quick action: 1 minute · Habit
Why it can help
A short pause can separate genuine value from urgency created by mood, advertising or a countdown.
How to try it
Save the item or note it down, then revisit it the next day. Ask whether you still want it and what else the money needs to do.
Things to consider
Do not use this rule for genuine essentials or time-sensitive needs. A sale is not a saving if you would not otherwise buy the item.