Independent UK money guides & free tools
SAVE MONEY

Shopping

Use a simple order: decide whether to buy, compare the real price, then look for cashback or rewards.

Before you buy

For non-essential purchases, try a short pause. Ask what the item replaces, how often you will use it and whether a cheaper existing item already does the job.

Pay less

Compare the final delivered price, not just a discount percentage. Check returns, warranties and seller reliability where relevant.

Get something back

Only after deciding to buy, check legitimate cashback, loyalty or rewards. Treat unconfirmed cashback as a possible bonus, not guaranteed money.

Last reviewed: 24 September 2026