Fixed costs
Insurance, finance, tax, servicing, MOTs, parking permits and breakdown cover can be easy to overlook when thinking about monthly transport costs.
Running costs
Fuel or charging, parking, tolls and maintenance depend on how you travel. For some journeys, public transport, walking, cycling or sharing may be practical alternatives; for others they are not.
Before changing anything
Compare total cost and convenience. Ending finance or insurance early can have consequences, so check terms first.