Last checked: 24 September 2026
Easy access
Useful when you may need the money soon. Check withdrawal limits and whether the advertised rate can change.
Regular and fixed saving
Regular savers can reward monthly contributions; fixed accounts can restrict access. Read the terms before committing emergency money.
Check protection
As at 24 September 2026, FSCS deposit protection is up to £120,000 per eligible person, per UK-authorised firm. Different brands can share one banking licence, so balances across those brands may be combined for the limit. Check the current FSCS position before placing significant cash.
Useful official sources
Rules and guidance can change. Check the official source before acting.