Last reviewed: 24 September 2026
Build a bill list
Start with broadband, mobile, energy, insurance, subscriptions and other recurring services. Note the price, renewal or contract date and whether you still use the service.
Separate use less from pay less
Some bills can fall by using less; others require changing tariff, package or provider. Do not cancel essential insurance or services without understanding the consequences.
Review before renewal
Put important renewal dates somewhere visible. Compare the total cost and terms, not just a headline monthly price.