Independent UK money guides & free tools
TERMS

Terms of Use

The basic terms that apply when you use SaveAndMakeMoney.com.

These terms are intended to set sensible boundaries around our free information and tools. They do not remove rights that cannot lawfully be excluded.

Using SaveAndMakeMoney.com

You may use the site and its free tools for lawful personal use. Please do not misuse the site, attempt to interfere with its security, or reproduce substantial parts of our content as your own.

Information, not personalised advice

Our guides and tools provide general UK-focused information and educational illustrations. They do not take account of all your circumstances and are not personalised financial, investment, debt, tax or legal advice.

Calculators and illustrations

Results depend on the figures and assumptions entered. Interest rates, fees, taxes, provider terms and personal circumstances can change the real outcome. A calculator result is therefore an illustration, not a promise or guarantee.

Accuracy and changing information

We aim to use reliable sources and review information that can change, but we cannot promise that every page will always be complete or current. Check important current rules, rates, eligibility and provider terms with the relevant authoritative source before acting.

External websites

Links to other websites are provided because they may be useful. We do not control those sites or their availability, content or terms.

Intellectual property

Unless stated otherwise, the original text, design and tools on SaveAndMakeMoney.com are protected by applicable intellectual-property rights. Normal linking and brief quotation are welcome where lawful and properly attributed.

Liability

Nothing in these terms excludes liability that cannot legally be excluded. Subject to that, the site is provided for general information and we are not responsible for losses caused by relying on a result as if it were a personalised recommendation or guarantee.

Changes and contact

We may update the site and these terms as the service changes. Questions can be sent to contact@saveandmakemoney.com.

Last reviewed: 24 September 2026