Where do you live?
Before you estimate your net childcare cost
Gather your child's age, provider's fees and hours, your working hours, household income, and any benefits. Check whether your provider participates and whether schemes can be combined. Do not count support as confirmed until an official eligibility check and provider quote support it.
Important: This guide does not calculate eligibility, government awards or guaranteed childcare savings. Rates and rules change, and may depend on your location and individual circumstances.
For a practical budget, subtract only confirmed childcare support from a written provider quote, then add transport, meals, holiday cover and extra sessions. Use the Monthly Budget Calculator to see the impact.