Money You’re Owed Checker UK

Find free routes worth checking for lost accounts, possible tax refunds, Premium Bonds prizes and forgotten savings. Build, track and print a checking plan.

This short checklist suggests free routes worth investigating. It does not search accounts, calculate entitlement, submit claims or confirm that money is owed. Pension tracing is not a cash payout.

What is worth checking?

Have you lost track of a bank, building society or NS&I account?

Have you lost track of a workplace or personal pension?

Could you have paid too much tax, or have tax records you need to check?

Do you have Premium Bonds whose prizes you have not checked?

Do you have energy account credit or a final bill you want to check?

Could you or your child have a Child Trust Fund you have lost track of?

Do not enter account numbers, bank logins, National Insurance numbers or documents here. Questions are processed in this browser; only fixed tool events are sent to analytics if you consent.

Remember my choices and progress on this device

Optional browser storage. Avoid saving on a shared device. Nothing is saved unless you choose this option.

Answer the questions to build your plan.

Use free, direct checking routes

Official services and the industry’s My Lost Account service can help you investigate. Have old paperwork ready on your own device; follow the service’s current requirements and deadlines. Check the domain before entering identifying information. Do not pay a fee to unlock a promised refund or follow an unsolicited message asking for banking details.

Routes reviewed: 6 October 2026. A recovered payment is usually one-off money; keep it separate from recurring income in your extra-money plan. If you need help with essentials now, see where to get free help.

Check Council Tax or domestic rates

Find official routes for discounts, low-income support, disability reductions, valuation reviews and old-account credits.

Find your official route Read the step-by-step guide