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Find £100–£500+ a month

Choose a target and build a realistic mix of saving money + making money. We won't pretend every idea suits everyone, and we won't count an amount until you choose it.

Private by design. Your choices and amounts are calculated in this browser and are not intentionally sent to SaveAndMakeMoney.com. This planner estimates possibilities; savings and earnings are not guaranteed.

STEP 1 · YOUR TARGET

How much extra would improve your month?

What is the money mainly for?

STEP 2 · WHAT'S REALISTIC?

Choose the routes you're willing to explore

Untick anything that isn't suitable. This keeps the plan focused on actions you might genuinely take.

Household bills
Review utilities, insurance, broadband and other recurring costs.Subscriptions
Cancel, downgrade or rotate services you don't value enough.Food & takeaways
Choose a sustainable reduction rather than an extreme budget.Sell unused items
Useful one-off cash, kept separate from recurring monthly money.Extra work / side income
Explore opportunities that fit your time and skills.Cashback & rewards
Only on spending you would make anyway.Switching / better deals
Investigate legitimate offers and compare the full terms.Flexible spending
Review shopping, entertainment and other optional costs.

STEP 3 · BUILD THE PLAN

What could you realistically achieve?

We've suggested modest starting figures—not promises. Change every amount to match your own situation, including zero.

How to use this properly

Recurring money can improve future months. One-off cash can help with a specific bill, debt payment or savings target, but it should not be treated as permanent monthly income. Verify any switch, saving or earning route before relying on it.

If your Money MOT shows that you cannot afford essentials, priority bills or minimum debt payments, deal with that first rather than treating this as a challenge to earn more.

Take or update your Money MOT →

Check possible one-off money separately

Our money-owed checklist suggests free routes for investigating forgotten savings and possible refunds. Nothing is guaranteed. Keep recovered payments separate from recurring monthly savings; a traced pension is not spending money.