FREE BROWSER-ONLY TOOL

Multi-Goal Sinking Fund Planner

Turn annual bills and planned costs into monthly amounts. Prioritise essentials when your budget is tight.

Plan your monthly savings

Available to save each month (£)

When there isn't enough

Your goals

Add expected costs, money already saved and the date you need each pot.

Add your goals and select Calculate.

Calculations happen in this browser. Nothing you enter is deliberately sent to our servers or analytics. Saving is optional and uses this browser's local storage on this device. Printing or downloading creates your own copy. Clear saved plan removes this tool's local copy.

Check affordability using the Monthly Budget Calculator. Predictable annual costs are different from an emergency fund.

Start with a realistic monthly amount

Not sure what you can put aside? Use the Monthly Budget Calculator to check affordability, or the Savings Goal Calculator if you only have one target. For the difference between a sinking fund and emergency savings, read our sinking funds guide.

Planning wedding deposits?

Read our Wedding Budget by Payday guide to match supplier payment dates with your savings goals.